All-Time Highs, Almost Alone

Wallace R Nichols, MBA, JD, CFP

Published on: 09/05/2026

Record highs hide narrow internals. What this means for retirement money in the fragile decade

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Japan Is About to Change the Rules

Wallace R Nichols, MBA, JD, CFP

Published on: 25/04/2026

The Bank of Japan meets April 27-28. The yen carry trade is breaking after 25 years. What it means for US Treasuries, stocks, and your retirement.

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When Everything Moves at Once

Wallace R Nichols, MBA, JD, CFP

Published on: 08/03/2026

Five converging market risks — war, energy shock, private credit stress, AI job disruption, and broken bond correlations — are hitting simultaneously. Here's what that means for your retirement and how a disciplined system is built to handle it.

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